Products & Services

familyIn our work to help you enhance your financial planning, investment decisions, tax mitigation and wealth creation – we will recommend products that best meet your distinct needs and goals. As a brokerage firm we represent products from a variety of insurance and investment providers; this ensures the best fit for you.

 

As we work with you to explore your current financial situation – and your long-term goals, we first consider if foundational aspects to financial resilience are in place. We look at mitigating risks such as job loss or health crises and protecting your family in case of the death of primary bread winners. We’ll help you find possible savings to free-up cash flow that can be redirected to needed insurance tools and investment opportunities.

Some of the products we may explore with you include:

  • Life Insurance
  • Critical Illness Insurance
  • Disability Insurance
  • Health and Dental Insurance
  • Travel Insurance

We’ll also help you consider the diverse investment options available and which are most suitable for you. We do this once we have a full understand of your lifestyle, resources, risk-tolerance, dreams and goals. For example, you may have post-secondary education hopes for your children and distinct expectations for your retirement.

Investment options that we may explore with you include:

  • RRSP, TFSA, RIF, LIRA
  • Education Savings Plans - RESP
  • Segregated Funds

Whether planning to buy, first-time home buying, moving, buying revenue property or shopping renewal rates. it's imperative to know just how our largest debt and largest asset affect our short-and-long-term financial plan, and how the industry is leading consumers astray.

  • Mortgage Planning - 
  • Education Savings Plans - RESP
  • Home Equity Lines

As we learn about your personal values we also sensitively explore how you wish to handle your affairs as you age, or experience diminished capacity. We can discuss your wishes for the next generation and any desire you have to leave a legacy for causes that are important to you.

We can explore with you:

  • Enduring Power of Attorney
  • Personal Directive
  • Estate Trusts

We work frequently with business owners to help shelter your wealth from taxation and create value for your employees.

For business clients we offer:

  • Key Person Insurance
  • Buy/Sell Insurance
  • Employee RSP Plans
  • Group Health and Dental Plans
  • Private Health Service Plans
  • Corporate tax planning and returns

We also provide Lunch & Learn Sessions at your workplace to help your employees better understand and maximize their benefits including health, dental and group savings plans.